5 Steps to Choose the Right Smartphone

Smartphones are expensive. Choose your next one wisely. 1 Smartphones can cost hundreds of dollars, and that doesn’t even include those high monthly fees. Purchase a phone that meets your needs today—while ensuring it will support your long-term personal and business goals. Follow these steps: www.michelleguerra.com 2 TIP1 DETERMINE WHAT YOU CAN AFFORD Know what […]

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Were you in an accident caused by the other driver?

As in any accident, move your car out of the way safely if you can and call 911 if there are injuries. If you think the other driver was at fault, here are some tips to keep in mind. 1 After the accident Exchange information making sure to get the other driver’s: Name, address, and phone […]

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Royal Caribbean to debut new Spectrum of the Seas

Royal Caribbean International unveiled what it is calling “groundbreaking” features for its new Spectrum of the Seas. The only challenge for U.S. travel agents is the ship will be introduced in China, not here, and those new features address demands from the Asian market. Indeed, Royal Caribbean said that after a decade of growth and […]

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How to Stop Getting Robo Calls

How to Stop Getting Robo Calls By Miriam Cross, Kiplinger.com Your phone rings and a perky voice announces that she is “Heather from card services,” and she has important news for you. You know Heather is a recording and that the low interest rate she’s promoting is a scam. You hang up. Robo calls that […]

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Choosing a cruise ship cabin (Stateroom)

Your budget is set. You have selected the cruise you wish to take. Now to select the cabin. There are a few considerations, even budget friendly, to keep in mind. And here is where an AGENT benefits you. There are basically two types of staterooms – inside cabins with no view and outside cabins with […]

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PREVENTING WATER DAMAGE FROM EVERYDAY APPLIANCES

PREVENTING WATER DAMAGE FROM EVERYDAY APPLIANCES   Water damage is responsible for more homeowner’s claims than fire, storms and theft. The main culprits lurk behind appliances, under sinks, and inside walls. Leaking pipes, dishwasher and washing machine hoses, and water heaters are the more mundane-but more common-water damage risks. If you want to stay dry, […]

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How to Pick the Right Medicare Plan

How to pick the right Medicare plan Most people need to enroll in Medicare through Social Security when they turn 65. It can be a confusing process, but knowing some key facts can help you decide on the best plan. 1 Know the deadlines There are only certain times you can sign up for Medicare so […]

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